A trusted way to borrow on your terms

Get a personalized online loan offer and join 130K customers across Nordics who already use Bondora. 

Google reviews
Amount
100000
5000
100000
Term
60
months
12
months
60
months

Monthly Payment

€ 118,33

Fixed debtor interest rate

20,89

%

Contract fee

3

Management fee / month

0

%

Total cost of credit

67.160

APR

24.88

%

Total Repayment Amount

4.260

Your application is not binding. There is a right to cancel the loan within 14 days

1,5 million

loan applicants

18-year

track record

€1,6 billion+

in issued loans
Based on data from lending activities in The Netherlands, Estonia, Finland, Spain, Latvia, and Denmark

Why partner with Bondora

Trusted by thousands, built for you. You deserve a lender you can count on. 

100% online

The whole process can be completed from your computer or smartphone with no extra paperwork.

No collateral needed

All our loans are collateral-free, so you don't need to take extra steps in addition to applying.

Clear application

With our straightforward application process, you get a fast, tailored response.

Skip the wait

The funds are transfered directly into your account right after your loan is granted.

Responsible lending checks

We'll review your data to make you the best offer you can afford.

Top 250 Fintech Companies 

2025

Top 30 tech companies in Estonia

2025

Leading European Tech Scaleups (LETS)

2024

Top 250 Fintech Companies 

2024

Top 30 tech companies in Estonia

2024

Top 100 Estonian Companies 

2024

Top 250 Fintech Companies 

2023

Top 30 tech companies in Estonia

2023

National winner

2019

Get started in just 4 steps

Get started in just 4 steps 

1

Complete your application
Online. Secure. Trustworthy.

2

Creditworthiness assessment
We review your situation responsibly.

3

Review your offer
Fixed interest. Transparent fees.

4

Sign and get your money
Paid to your bank account.

EU data-protection
 standards
We comply with responsible credit assessment requirements.
Helpful customer support in
Danish and English

You questions,
answered

Want to get in touch?

We’re happy to support you and answer any questions you might have. We’re available Monday to Friday, from 09:00 to 17:00.